Umbrella Insurance- Excess Personal Liability 

Umbrella insurance offers the ultimate peace of mind. Designed to provide additional liability coverage over all your policies and help eliminate any gaps in coverage.
​ You'll be amazed at how affordable coverage is!

What is Umbrella Insurance?

Excess Personal Liability or Umbrella Insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

When an insured is found to be liable to someone, the insured's primary insurance policies pay up to their limits extinguish themselves. An umbrella would kick in and pay for additional liability or judgement owed up to the limit of the umbrella policy.

Common Situations Protected by Umbrella Insurance:

  • Motor vehicle accidents with excessive physical damage, bodily injuries, or death.
  • Slip and fall accidents on your property.
  • Boating Accidents.
  • Swimming Pool Accidents.
  • Physical damage or bodily injury caused by your dog.
  • Slander, libel, and defamation lawsuits.
  • Judgments that exceed the limits of your auto or home policies to protect your wages from being garnished. 

Contact us to learn more about the right umbrella insurance for you.
Call or Text: (615) 240-7300
14625 Lebanon Rd
Suite D
Old Hickory, TN 37138​
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